How do I assure safety of principle in my investing? How do I generate income in my advanced years? How do I guarantee a tax-free legacy to my beneficiaries while still having access to funds for unexpected expenses? How do I affordably plan for assisted living or nursing home costs? These are the questions plaguing today’s Seniors. At Equita Financial, we know that Seniors are sophisticated consumers who demand sound planning and mature investing, despite an uncertain economic future. We therefore offer products that meet individual needs and focus on making sure that our Senior years are our best years!

Teacher Market

Equita Financial can show educators how to save money for retirement with a Tax Sheltered Annuity (TSA) supplemented, if necessary, by a Tax Sheltered Life plan. These plans qualify under the 403(b) section of Internal Revenue Code. Since the IRS does not count TSA contributions as taxable income, teachers pay taxes on less of their income. Instead of depositing funds into an ordinary savings account, you can reduce your income taxes by simply contributing to a TSA. In fact, you will not pay a cent of income taxes on your TSA contribution or the interest it earns until you actually make withdrawals, at which time you will probably be in a lower tax bracket. Tax sheltered growth, reduced income taxes, maximized retirement choices and peace of mind - a curriculum suitable for all teachers!